Seven Layer Tex-Mex Dip

Featured in: Simple Home Plates

This colorful layered dip brings together classic Tex-Mex flavors in a stunning presentation. Starting with seasoned refried beans, each layer adds distinct texture and taste—from creamy guacamole and tangy sour cream to chunky salsa and melted cheeses. Finished with fresh olives, lettuce, and green onions, it's the ultimate party appetizer that guests can't resist. Best made ahead so flavors meld together perfectly.

Updated on Tue, 13 Jan 2026 08:11:00 GMT
Seven-layer dip loaded with beans, guacamole, and cheese, served with crispy tortilla chips for dipping. Save to Pinterest
Seven-layer dip loaded with beans, guacamole, and cheese, served with crispy tortilla chips for dipping. | freshtiwizi.com

The first time I brought this seven-layer dip to a Super Bowl party, I watched it disappear in record time while people actually argued over who got the last scoop from the corners. My friend Sarah confessed she'd been hovering near the table for twenty minutes waiting for the perfect chip-to-guacamole ratio moment.

I've learned the hard way that this dip needs at least an hour in the fridge. Once I rushed it and served it after twenty minutes—the flavors hadn't married yet and someone politely mentioned it tasted like seven separate things stacked on top of each other. Patience makes all the difference.

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Ingredients

  • Refried beans: The foundation layer—spreading these seasoned beans first creates a sturdy base that holds everything together
  • Taco seasoning: This tiny addition transforms canned beans into something that actually tastes homemade
  • Ripe avocados: Choose ones that yield slightly to gentle pressure—underripe and you'll be fighting lumps, overripe and it turns brown faster
  • Lime juice: Essential not just for flavor but to keep your guacamole layer vibrant green
  • Sour cream: Creates that cool, creamy contrast against the seasoned beans and spicy salsa
  • Chunky salsa: Drain it really well, maybe even pat it with paper towels—watery salsa will make everything slide right off your chips
  • Shredded cheddar and Monterey Jack: The double-cheese layer gives you sharpness plus melt-in-your-mouth creaminess
  • Black olives: Don't skip these—they add that necessary salty bite that cuts through all the creaminess
  • Shredded iceberg lettuce: Provides crunch and freshness, plus it makes the whole thing look incredibly inviting
  • Green onions: That final pop of color and mild onion flavor pulls everything together

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Instructions

Season and spread the beans:
Mix the refried beans with taco seasoning until fully incorporated, then spread evenly across the bottom of your 9x13-inch dish, creating a solid foundation for the layers above
Make the guacamole layer:
Mash avocados with lime juice, salt, diced red onion and tomato until combined but still slightly chunky, then carefully spread over the beans without disturbing the bottom layer
Add the cooling layer:
Spread the sour cream in an even layer over the guacamole—work gently so the green layer doesn't bleed up into the white
Layer the salsa:
Spoon the drained salsa over the sour cream, spreading carefully to maintain those distinct colorful layers everyone loves
Cover with cheese:
Sprinkle both cheeses evenly across the top, covering the salsa completely
Add the finishing touches:
Scatter black olives over the cheese, then top with shredded lettuce and green onions for that fresh crunch
Chill before serving:
Cover and refrigerate for at least one hour, then serve with plenty of sturdy tortilla chips
Close-up of fresh seven-layer dip topped with olives and green onions, ready for a party appetizer. Save to Pinterest
Close-up of fresh seven-layer dip topped with olives and green onions, ready for a party appetizer. | freshtiwizi.com

Last summer my neighbor asked me to double the recipe for her daughter's graduation party, and when I arrived with two 9x13 pans, people literally clustered around them like they were hosting a celebrity. The best part was watching someone discover the bean layer at the bottom and exclaim that it just kept going.

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Make It Your Own

Sometimes I swap in Greek yogurt for the sour cream when I'm feeling virtuous, and honestly nobody has ever noticed the difference. The key is spreading it in the same thin, even layer so the texture stays consistent.

The Chip Strategy

Sturdy restaurant-style chips are non-negotiable here—those delicate ones that shatter on impact will leave your guests scraping at layers with disappointment. I once made the mistake of serving it with those paper-thin gourmet chips and watched the entire thing become a frustrating exercise in mechanics.

Party Planning Secrets

This dip actually tastes better after sitting in the fridge for a couple hours, which makes it perfect for entertaining. I like to have it ready and chilling before guests even arrive.

  • Set out a small spoon for people who want to scoop deeper layers without making a mess
  • Keep a small bag of backup chips nearby—this dip goes through them faster than you'd expect
  • Consider making two identical dishes if you're hosting more than eight people—it will vanish
Chilled Tex-Mex seven-layer dip with colorful layers, scooped with a sturdy tortilla chip. Save to Pinterest
Chilled Tex-Mex seven-layer dip with colorful layers, scooped with a sturdy tortilla chip. | freshtiwizi.com

Every time I make this now, I think about that first party and how something so simple brought so many people together, hovering around a platter with chips in hand, somehow all agreeing that this particular combination of seven layers was exactly what they needed.

Recipe FAQs

Can I make this dip ahead of time?

Yes, this dip actually tastes better when made ahead. Cover and refrigerate for at least 1 hour before serving, up to 24 hours. The layers need time to meld together.

How do I prevent the dip from becoming watery?

Drain your salsa thoroughly before adding it as a layer. Excess liquid can make the layers runny. You can also pat diced tomatoes dry before mixing into guacamole.

What can I substitute for sour cream?

Greek yogurt works beautifully as a lighter alternative. It provides similar tang and creaminess with less fat. Plain Mexican crema also makes an excellent substitute.

How should I serve seven layer dip?

Serve chilled in a shallow 9x13-inch dish with a good supply of tortilla chips for scooping. Place serving spoons alongside so guests can reach all layers easily.

Can I add additional layers?

Absolutely. Popular additions include pickled jalapeños for heat, diced red bell peppers for color and crunch, or a layer of seasoned ground beef for extra protein.

Is this dip vegetarian and gluten-free?

The base ingredients are vegetarian, but check your refried beans label to ensure no lard was used. For gluten-free serving, choose certified gluten-free tortilla chips.

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Seven Layer Tex-Mex Dip

Vibrant layered appetizer with refried beans, guacamole, sour cream, salsa, cheeses, olives and fresh toppings.

Prep Time
20 minutes
0
Overall Time
20 minutes
Created by Preston Ivory


Skill Level Easy

Cuisine Tex-Mex

Makes 8 Number of Portions

Diet Preferences Vegetarian Dish, No Gluten

What You Need

Base Layer

01 1 (15 oz) can refried beans
02 1 tablespoon taco seasoning

Guacamole Layer

01 2 ripe avocados, peeled and pitted
02 1 tablespoon lime juice
03 1/4 teaspoon salt
04 1/4 cup diced red onion
05 1 small tomato, seeded and diced

Sour Cream Layer

01 1 cup sour cream

Salsa Layer

01 1 cup chunky salsa, drained

Cheese Layer

01 1 cup shredded cheddar cheese
02 1/2 cup shredded Monterey Jack cheese

Toppings

01 1/2 cup sliced black olives
02 1 cup shredded iceberg lettuce
03 1/4 cup chopped green onions

For Serving

01 Tortilla chips

How to Make It

Step 01

Prepare Bean Base: Combine refried beans with taco seasoning in a medium bowl. Spread mixture evenly across the bottom of a 9x13-inch serving dish.

Step 02

Make Guacamole: Mash avocados with lime juice and salt in a separate bowl. Fold in diced red onion and tomato. Spread guacamole evenly over the bean layer.

Step 03

Add Sour Cream: Spread sour cream in an even layer over the guacamole, covering completely.

Step 04

Layer Salsa: Spoon drained salsa over sour cream, spreading carefully to avoid mixing layers.

Step 05

Sprinkle Cheeses: Evenly distribute shredded cheddar and Monterey Jack cheeses over the salsa layer.

Step 06

Add Olives: Arrange sliced black olives evenly across the cheese layer.

Step 07

Top with Vegetables: Sprinkle shredded lettuce and chopped green onions over the olives as the final layer.

Step 08

Chill and Serve: Cover dish and refrigerate for at least 1 hour to allow flavors to meld. Serve chilled with tortilla chips for dipping.

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Tools You'll Need

  • 9x13-inch serving dish
  • Medium mixing bowls
  • Spatula or spoon
  • Knife and cutting board

Allergy Advice

Look over each item for allergens and reach out to a doctor if unsure.
  • Contains dairy (sour cream, cheese). Check refried beans for lard if vegetarian is required. If serving to gluten-sensitive guests, use certified gluten-free tortilla chips. Always double-check ingredient labels for potential allergens.

Nutrition Breakdown (one portion)

Nutrient details are for reference only and not a substitute for professional advice.
  • Calories per serving: 260
  • Fat content: 16 grams
  • Carbohydrates: 22 grams
  • Proteins: 7 grams

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